MillieMoocher
LIFE MEMBER
- Jul 18, 2015
- 1,118
- 10,638
- Funster No
- 37,199
- MH
- Autosleeper Kingham
- Exp
- 40 years under canvas: Motorhome 2016 To 2020
We are due to collect new MH in March so I've been looking to sort the insurance out.
I now find myself with a difficult decision and wonder if anyone has any thoughts...
Insurer "A" want a premium that is almost twice insurer "B", but don't want a tracker and will give unlimited windscreen cover. Also policy (ex windscreen) has a £500 excess.
Insurer B are a lot cheaper, and have only a £200 excess. However they require a tracker, and the windscreen cover is limited to £3,000 any one claim.
The MH in question is a Hymer MLI 580 and I don't know whether £3,000 would be enough for a new windscreen.
A tracker will have a year one and ongoing support costs, but given the difference in premium (£400) I think it would be viable to have a tracker fitted.
If I do fit a tracker, insurer A only take £75 off the premium so I wouldn't bother.
I think typing this has helped my mind decide I favour the cheaper quote (with Aviva) but it's just the windscreen bit that bothers me.
Any thoughts?
I now find myself with a difficult decision and wonder if anyone has any thoughts...
Insurer "A" want a premium that is almost twice insurer "B", but don't want a tracker and will give unlimited windscreen cover. Also policy (ex windscreen) has a £500 excess.
Insurer B are a lot cheaper, and have only a £200 excess. However they require a tracker, and the windscreen cover is limited to £3,000 any one claim.
The MH in question is a Hymer MLI 580 and I don't know whether £3,000 would be enough for a new windscreen.
A tracker will have a year one and ongoing support costs, but given the difference in premium (£400) I think it would be viable to have a tracker fitted.
If I do fit a tracker, insurer A only take £75 off the premium so I wouldn't bother.
I think typing this has helped my mind decide I favour the cheaper quote (with Aviva) but it's just the windscreen bit that bothers me.
Any thoughts?