Hi Stueysheep
Please be aware that any discount given for club membership etc is only to attract new business. These discounts cease when renewing your policy in a years time unless you want to jump around from one insurer to another.
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 Growing old is mandatory - Growing up is optional
Right now I'm having amnesia and deja vu at the same time. I think I've forgotten this before. 
You don't stop playing because you grow old - you grow old because you stop playing!
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