All these Cumbrian floods reminded me of the Oxfordshire floods a couple of years ago.
SWMBO was driving our rather old but still good Toyota Previa people carrier through a small cotswold village when round a sharp corner she came across flood water where it had never appeared before, and plowed straight into it.
The vehicle was pushed back out and eventually restarted so she could drive it the twenty odd miles home but it was making a strange and quite loud ticking / clicking noise ( know nowt about engines )
I phoned Saga to ask if we could get out relative to tow it to his garage ( he said she shouldn't have driven it ) to see what the damage was and was told no, they had to get there own assessor out ( from about 30 miles away )
Assessor duely turned up took photos of the speedo, reg plate, existing small dent on side panel, and a picture under the hood. ( without seeming to notice that there was no engine there ) He made no attempt to start or even look at the engine.
Shortly afterwards we heard from Saga that they considered the vehicle a write off and made us an offer.
Now as it happens it was a pretty good offer, considerably more than I would have expected..... But nobody actually knew for sure that there was anything significant wrong with it.
Didn't know whether to be happy or angry but definately pussled.
